Secure transactions with advanced encryption
UffPay protects your transfers and data with modern security controls, clear confirmations, and unusual activity monitoring.
Everything in one app
Built to send, split and spend
Instant transfers between UffPay users
Send money to other UffPay users in seconds, with a clear confirmation before every transfer. No waiting and no hidden fees.
- Clear confirmation before every send
- Instant between UffPay users
- No hidden fees, ever
Low transaction fees
A simple, transparent 3.5% + $0.50 transfer fee means you keep more of every dollar you send.
- One flat fee: 3.5% + $0.50 per transfer
- Compare it with the corridor average below
- The fee is shown before you confirm
Manage your money with our mobile wallet
Check your balance, review transactions and manage spending from one secure app.
- Balances in quetzales and dollars
- Full transaction history
- Your spending, at a glance
Easy-to-use app for every user
UffPay is built for everyone, from first-time users to experienced customers. Move money, track spending, and manage finances with less friction.
- Designed for first-time users
- Bilingual: English and Spanish
- 24/7 AI support, with scheduled human handoffs
Pay anywhere with your UffPay Visa card
The UffPay Visa prepaid card is in final certification with our issuing partners, and cards are already produced and ready to go out. Once it is in your hands, you pay at checkout, in stores or online, in a single click.
- Tap to pay at checkoutIn certification
- In stores or online
- Accepted wherever Visa is
Try it yourself
See what you keep
Drag the amount. The fee is always 3.5% + $0.50, shown next to the published average cost of sending from the United States to Guatemala. Amounts you can actually send are subject to your account limits.
You send
$200.00
UffPay fee$7.50
Corridor average$8.36
You save$0.86
Corridor average: World Bank Remittance Prices Worldwide, average total cost of sending USD 200 from the United States to Guatemala, 4.18% of the amount sent in Q3 2025, the most recent published quarter, across 30 bank and money transfer operator services, reported as UN Sustainable Development Goal indicator 10.c.1. The World Bank average includes both fees and the exchange rate margin, while the UffPay figure covers fees only.
Secure and supported, always
24/7 AI customer service
Our bilingual AI assistant is always available in English and Spanish. Ask for a person and your conversation is handed to the right team, with a confirmed case and an estimated response window.
Verified identity before the first transfer
Every account starts with a verified identity. We capture and validate your official document, run Guatemala RENAP identity workflows and complete due diligence before the account can move money. Only verified users can transact.
Every transaction scored in real time
BlackEagle, our in-house compliance engine, combines rules with anomaly detection across velocity, device, location and beneficiary risk. The controls tighten only where the risk actually is, so a normal transfer home stays fast.
The limits we chose to launch with
We started deliberately conservative. Caps apply per transaction, per day and per month, and each user can hold at most two cards, one physical and one virtual. These limits protect customers first and open up as the program matures.
Funds held with trusted institutions
UffPay is a financial technology company, not a bank. In the United States, funds are held through licensed partners at FDIC-insured institutions. FDIC insurance covers the failure of an insured bank, not the failure of UffPay or a partner, and it does not cover funds in transit. In Guatemala, transactions are processed through NeoNet with funds in custody by regulated banking institutions.