Security & connectivity
RSA/AES key management, mTLS, IPSEC VPN, and firewall setup so your program is secure from day one.
Software & payments engineering
We design, build, and launch your product
One team for card-issuing and payments programs, custom mobile and web apps, and AI process automation. We took our own prepaid card product in Guatemala from kickoff through build, integration and pilot, and we bring that same rigor to every engagement.
A full-stack engineering partner
UffPay (UffPay Tech Inc.) is a US company operating across fintech, payments, wallets, remittances, QR processing, card programs, and merchant acquiring in Latin America, with deep operations in Guatemala. We run the entire money-movement stack, from onboarding, KYC/KYB, AML and sanctions screening and fraud monitoring to the wallet ledger, card issuing, settlement, and reconciliation. The same team ships custom apps, secure integrations, and AI automation, in English and Spanish.
12integrations ready across our own payments stack
8phases of milestone-based delivery
18 wksto production go-live, plus a 30-day pilot
EN · ESbilingual US leadership with nearshore engineering
What we deliver
Card-processor API integration
Cardholder, account, card, alias, external-authorization, webhooks, SFTP, and bulk-data flows.
Card brand & embossing
Card-network brand workflow and card design, plus the network certificate, recording profile, and physical embossing coordination.
Anti-fraud & limits
Fraud-scoring rule books, transaction-limit controls, and an operational console/backoffice for your team.
Certification & go-live
Certification against the processor's checklist, production setup, cutover, and a controlled 30-day pilot.
Managed services
Monitoring, incident response, scheme change management, fraud tuning, and enhancements after launch.
Custom apps & complex builds
Production mobile and web apps, digital certificates, secure integrations, cloud infrastructure, and APIs, engineered end to end.
AI process automation
AI-powered call centers and customer service assistants with a clean, auditable handoff to your human agents. KYC and AML monitoring with screening, real-time scoring and case management. Automated workflows across onboarding, operations and back office. We ran all of it on our own money-movement platform first, so you are not the pilot.
How we deliver
Why UffPay
A proven path
We have built this exact card program ourselves, end to end, and our processor partners refer clients to us for that reason.
US company, nearshore economics
US-grade governance and accountability paired with cost-competitive engineering for the region.
Full-stack payments operator
Not just developers: we understand ledgers, reconciliation, fraud, settlement, and regulators.
Bilingual, on the ground
English/Spanish delivery aligned to local bank, switch, and regulator dynamics.
Milestone-based delivery
A clear, phased plan with milestone reviews, so you always know where the program stands.
One accountable partner
Build, certification, and operating support wrapped into a single delivery model you can hold to account.
Let's build something
Tell us what you want to build
Card program, custom app, or AI automation: send us a few lines about your project and our engineering team will get back to you with next steps, a timeline, and a team.
software@uffpay.com